Resources for Denver Homeowners in Foreclosure
See below for all of the foreclosure related resources available to you in Colorado. Program availability and eligibility criteria may vary.
Foreclosure Counseling
- Colorado Foreclosure Hotline: 1-877-601-HOPE (4673)
- Colorado Housing Connects: 1-844-926-6632
- Colorado Housing and Finance Authority list of housing counseling partners
Emergency Mortgage Assistance Program (EMAP)
EMAP helps eligible Colorado homeowners keep their homes by assisting with:
- Homeowners insurance payment
- Loss of utilities or home energy services
- Paying off or paying down Chattel Loans
- Lot rent for owner occupied mobile homes
- Mortgage defaults, delinquencies, and/or foreclosures
- HOA payments, delinquencies, and/or liens
- Past due taxes
Help with Utility Bills
- Water shut off – we have seen homeowners get their water turned back on after making a partial payment
- *Colorado Low-Income Energy Assistance Program (LEAP) – 1-866-432-8435
- *Accepts applications between Nov 1st through April 30th​
- Energy Outreach Colorado – emergency financial assistance with past-due energy bills
- Contact your utility provider and ask for a budget payment plan
- 211colorado.org – Search for local assistance programs