Resources for Denver Homeowners in Foreclosure

See below for all of the foreclosure related resources available to you in Colorado. Program availability and eligibility criteria may vary.

Foreclosure Counseling

• Colorado Foreclosure Hotline: 1-877-601-HOPE (4673)
• Colorado Housing Connects: 1-844-926-6632
• Colorado Housing and Finance Authority list of housing counseling partners

Emergency Mortgage Assistance Program (EMAP)

EMAP helps eligible Colorado homeowners keep their homes by assisting with:

• Homeowners insurance payment
• Loss of utilities or home energy services
• Paying off or paying down Chattel Loans
• Lot rent for owner occupied mobile homes
• Mortgage defaults, delinquencies, and/or foreclosures
• HOA payments, delinquencies, and/or liens
• Past due taxes 

Help with Utility Bills

• Water shut off – we have seen homeowners get their water turned back on after making a partial payment
• *Colorado Low-Income Energy Assistance Program (LEAP) – 1-866-432-8435
  • *Accepts applications between Nov 1st through April 30th​
• Energy Outreach Colorado – emergency financial assistance with past-due energy bills
• Contact your utility provider and ask for a budget payment plan
• 211colorado.org – Search for local assistance programs