Resources for Denver Homeowners in Foreclosure

See below for all of the foreclosure related resources available to you in Colorado. Program availability and eligibility criteria may vary.

Foreclosure Counseling

Emergency Mortgage Assistance Program (EMAP)

EMAP helps eligible Colorado homeowners keep their homes by assisting with:

  • Homeowners insurance payment
  • Loss of utilities or home energy services
  • Paying off or paying down Chattel Loans
  • Lot rent for owner occupied mobile homes
  • Mortgage defaults, delinquencies, and/or foreclosures
  • HOA payments, delinquencies, and/or liens
  • Past due taxes 

Help with Utility Bills

  • Water shut off – we have seen homeowners get their water turned back on after making a partial payment
  • *Colorado Low-Income Energy Assistance Program (LEAP) – 1-866-432-8435
    • *Accepts applications between Nov 1st through April 30th​
  • Energy Outreach Colorado – emergency financial assistance with past-due energy bills
  • Contact your utility provider and ask for a budget payment plan
  • – Search for local assistance programs